These Terms & Conditions govern your use of the Dash Credit website and any loan products you obtain through us. By accessing our services or submitting an application, you agree to be bound by these terms. Please read them carefully.
By accessing the dashcreditapp.com website, submitting a loan application, or otherwise using any service offered by Dash Credit, you ("you," "your," "applicant") acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions in their entirety, along with our Privacy Policy and any Loan Agreement you may execute.
If you do not agree to any portion of these terms, you must not use our services. Continued use following posted changes constitutes acceptance of those changes.
To use our services and apply for a loan, you represent and warrant that you:
Submission of an application does not constitute approval. We reserve the right to decline any application for any lawful reason.
To access certain services, you may need to create an account. You agree to provide accurate, current, and complete information during registration and to update such information as needed. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.
You agree to notify Dash Credit immediately of any unauthorized access or use. We are not liable for losses arising from your failure to safeguard your account.
When you submit a loan application, you authorize Dash Credit to: verify the information you provide; obtain consumer reports, credit reports, and other information from third parties; contact your employer or income source to verify employment and income; and conduct identity and fraud verification checks.
Loan approval is at our sole discretion based on, among other factors, your credit profile, income, banking history, state of residence, and ability to repay. Approval is not guaranteed. We reserve the right to modify, reduce, or rescind any preliminary loan offer prior to your acceptance and disbursement of funds.
If your application is approved, you will receive a Loan Agreement detailing the loan amount, term, APR, payment schedule, total cost, and other required disclosures. The Loan Agreement supersedes these Terms with respect to any specific loan transaction. You must read and electronically sign the Loan Agreement before funds are disbursed.
You authorize Dash Credit to debit the scheduled payments from your designated checking account via ACH transfer on the dates specified in the Loan Agreement. You agree to maintain sufficient funds in your account to honor each scheduled payment.
You may prepay any portion of your loan, or pay it in full, at any time without penalty.
All interest rates, finance charges, and applicable fees are disclosed in your Loan Agreement and on the Truth in Lending Disclosure provided with your offer. There are no application fees, no origination fees, and no prepayment penalties.
If a scheduled payment fails due to insufficient funds, closed account, stop payment, or any other reason, you may be charged a late fee or non-sufficient funds fee as permitted by your state's laws and detailed in your Loan Agreement. Repeated payment failures may result in additional collection activity and may be reported to consumer reporting agencies.
You agree not to:
Violation of this section may result in immediate termination of your access, denial of services, and referral to law enforcement.
All content on the dashcreditapp.com website — including text, graphics, logos, photographs, designs, layouts, code, and trademarks — is owned by or licensed to Dash Credit and is protected by U.S. and international intellectual property laws.
You may not copy, reproduce, distribute, modify, create derivative works of, publicly display, or commercially exploit any portion of our content without our express prior written permission.
The Dash Credit website and services are provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
To the maximum extent permitted by law, Dash Credit, its affiliates, officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including loss of profits, data, or goodwill — arising out of or relating to your use of our services, whether based in contract, tort, or any other legal theory.
We may suspend or terminate your access to our website or services at any time, with or without notice, for any reason — including violation of these Terms, suspected fraudulent activity, or as required by law.
Termination does not relieve you of your obligation to repay any outstanding loan balance and accrued interest in accordance with your Loan Agreement.
These Terms are governed by the laws of the state in which your loan is originated, without regard to its conflict-of-laws principles. Specific loan terms, fees, and consumer protections may be governed by your state of residence as disclosed in your Loan Agreement.
Any dispute arising under these Terms or any Loan Agreement shall be resolved in accordance with the dispute resolution provisions of the applicable Loan Agreement, which may include binding arbitration. You retain all rights provided under applicable federal and state consumer protection laws.
If you have questions about these Terms & Conditions, please contact:
Dash Credit Member Care
Email: [email protected]
Web: dashcreditapp.com
Begin your application — every condition is disclosed before you sign.
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